When we sit down with new clients to begin building their financial plans, we are often asked our thoughts on paying off a mortgage early. However, like many financial decisions, there isn't a...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
If you've ever experienced the thrill of an amusement park rollercoaster, you'll understand the exhilaration of its twists, turns, and those stomach-churning moments. Similarly, our current financial...
According to a 2023 survey from Caring.com, two out of every three American adults are without a simple Will and one out of every four Americans do not plan to get one unless given a medical...
Retirement may seem like a distant dream, especially for young individuals with a steady cash flow. However, the truth is that it's never too early to embark on the journey of saving and planning for...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
After a somewhat surprising first six months of the year, the third quarter of 2023 saw the market take a breather. A higher-for-longer narrative from the Fed began to take hold, bringing yields up...
In today's world, many parents grapple with the challenge of prioritizing between saving for their retirement and funding their children's college education. As college costs continue to escalate,...
Today, August 14th, is National Financial Awareness Day! A timely opportunity to discuss the importance of personal finances with young people as they head back to school from summer vacation. Far...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
Markets began the second quarter with muted action, as investors weighed the potential for additional banking turmoil. Major indices were stuck in neutral until finding escape velocity in mid-May....
A valuable lesson my dad taught me was: “you have to be wary of the first shiny thing that comes your way. If you bite on it too fast, you may soon realize that there’s a hook attached to it.” Being...
How much money do you need for retirement? That's the question many people ask, and fortunately, the answer is quite simple. You need a pile of assets large enough that allows you to withdraw no more...
