By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
Investors are no strangers to the ripple effects of policy changes. Whether it’s new tax laws, shifts in monetary policy, or regulatory adjustments, these changes can stir uncertainty in the markets....
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
As the year draws to a close, it’s easy to get distracted by news cycles, elections, and policy speculation. However, the most successful financial plans are built on consistent, disciplined actions,...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
Markets ended the second quarter grappling with uncertainties over the direction of interest rates and the upcoming presidential election. However, the third quarter provided clearer answers on both...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
As an investment manager, one of the most common questions I encounter is, "What’s the difference between stocks and bonds?" Understanding this distinction is vital when aiming to build a successful,...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
National Financial Awareness Day, observed on August 14th, serves as a reminder of the importance of financial literacy and the proactive management of personal finances. As we celebrate this day,...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
The recent Federal Reserve meeting brought us to the end of the current rate cycle, and the beginning of what most feel will be a steady decline in interest rates. Will that decline bring us back to...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
Earnings season is a critical time for investors, offering a snapshot of a company's financial health and prospects. Yet, despite the anticipation, earnings reports often miss the mark, leaving...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
As we navigate through 2024, the market continues to be influenced by a mix of technological optimism and economic caution. The second quarter of the year saw significant developments in the realms...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
"Pay yourself first;” this principle is a cornerstone of sound financial planning. You've likely encountered this advice, and if you've acted on it swiftly, you're on a solid path to achieving your...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
When we think about a healthy economy, the unemployment rate is typically one of the first measures that comes to mind. Seeing a low unemployment rate usually makes us feel optimistic, suggesting...
