By Richard D. Bernard | MBA, CFP®Financial Advisor
Government Pensions
The Rules governing Required Minimum Distributions (RMDs) have been a moving target over the past several years. The SECURE Act of 2019, SECURE Act 2.0, and several related IRS decisions made...
By Richard D. Bernard | MBA, CFP®Financial Advisor
Government Pensions
In our previous blogs, Let's Dive Into the Florida Retirement System and The Florida Retirement System Pension Plan, we learned more about the FRS and the opportunities the Pension Plan offers. Now,...
By Richard D. Bernard | MBA, CFP®Financial Advisor
Government Pensions
In our blog post, Let's Dive Into the Florida Retirement System, I provided an overview of the Florida Retirement System (FRS), a state-sponsored retirement plan for certain public sector employees....
By Richard D. Bernard | MBA, CFP®Financial Advisor
Government Pensions
Congratulations! Regardless of where you're at in your career, you're on your journey to retirement. Some may be just weeks away from their final days, while others are just beginning their journeys....
By Richard D. Bernard | MBA, CFP®Financial Advisor
Government Pensions
On May 5, 2023, Florida Senate Bill 7024 was unanimously approved by the Florida House of Representatives and Senate. It will now go to the Governor for approval, but it is almost certain to become...
By Richard D. Bernard | MBA, CFP®Financial Advisor
Government Pensions
The life span of Americans has increased dramatically over the past several decades. Much of this increase is due to the shift in focus from treating conditions after they occur to preventing them...