By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
The first quarter kicked off with a subdued pace, a contrast to the momentum of 2023's remarkable performance. A temporary lull in market growth seemed anticipated, yet a shift occurred with the...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
In the world of finance and economics, the concept of the real rate of return plays a pivotal role in shaping investment decisions, influencing consumer behavior, and driving overall economic growth....
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
You're likely familiar with the timeless financial adage: "Pay yourself first." It underscores the importance of prioritizing savings and investments. Yet have you assessed whether your investments...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
Inflation and the Fed continue to dominate market discussions, albeit somewhat overshadowed by the AI frenzy. As always, we'll steer away from sensational headlines and delve into the data, aiming to...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
We are five weeks into the year, and I've already identified the recurring theme: uncertainty. Though investors don't often turn to Einstein for quotes, his assertion that "The only thing we can...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
Earnings season is in full swing, the time has come for companies to make their pitch to investors. Have they performed as expected over the last 3 months, or has their business changed in some...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
January 2024 opens to a market that nearly touched all-time highs in its final sessions of 2023. The promise of interest rate cuts has market participants pricing in the coveted soft landing....
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
As January arrives, it ushers in Financial Wellness Month, an auspicious occasion to not only review our health and fitness resolutions but also to reevaluate our financial ambitions for the year...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
As the holiday season draws to a close, the spirit of giving continues to resonate. At the top of my gift-giving list remains an invaluable asset: financial literacy. Recognizing the role of money in...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
While Black Friday and Cyber Monday may primarily evoke images of frenzied shoppers and discounted goods, savvy investors understand that these annual shopping bonanzas can be informative indicators...
