By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
In the realm of personal finance, individuals have a range of tools to secure their financial future. Annuities, which are essentially contracts with insurance companies, are one tool gaining...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
In the constantly evolving tapestry of today's economy, predictions for growth and inflation are as diverse as they are uncertain. From the brightest forecasts to the bleakest outlooks, we delve into...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
If you've ever experienced the thrill of an amusement park rollercoaster, you'll understand the exhilaration of its twists, turns, and those stomach-churning moments. Similarly, our current financial...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
After a somewhat surprising first six months of the year, the third quarter of 2023 saw the market take a breather. A higher-for-longer narrative from the Fed began to take hold, bringing yields up...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
Markets began the second quarter with muted action, as investors weighed the potential for additional banking turmoil. Major indices were stuck in neutral until finding escape velocity in mid-May....
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
Bernard Baruch coined the term “wall of worry” to describe a period when the stock market is rising despite several negative factors. This can include things like political uncertainty, economic...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
Today we’ll step away from the political turmoil, pesky inflation, and recession-predicting headlines. While important, they should not drive long-term decision-making. Our three simple examples...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
The banking sector remains in the headlines, for the wrong reasons. After more than a year of rising interest rates, regional and specialty banks are feeling the pain of a changing environment....
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
The arrival of April ushers in the second quarter and along with it, Financial Literacy Month. A solid financial plan starts on the foundation of financial literacy. Once the foundation is laid, you...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
Our friends Jack and Tom retired just before a turbulent time in the market. Inflation was running high, causing interest rates to follow suit. Stocks were down in value, along with bonds, and there...
