SECURE 1.0 made some initial progress in Setting Every Community Up for Retirement Enhancement by canceling the ‘stretch’ IRA payments for non-spousal beneficiaries and minimally raising the age on...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
Inflation and the Fed continue to dominate market discussions, albeit somewhat overshadowed by the AI frenzy. As always, we'll steer away from sensational headlines and delve into the data, aiming to...
We all know how much work it can be to maintain our physical health. Watching what you eat, finding the time to exercise, and creating a workout routine — it can all feel a little overwhelming at...
Tax season, a period often met with mixed feelings, is upon us once more. As of January 23, 2024, the IRS has opened its doors to accept 2023 tax returns, with the filing deadline set for Monday,...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
We are five weeks into the year, and I've already identified the recurring theme: uncertainty. Though investors don't often turn to Einstein for quotes, his assertion that "The only thing we can...
During the month of February, the higher education community celebrates Financial Aid Awareness Month. This is useful in navigating student aid across federal, state, and institutional platforms,...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
Earnings season is in full swing, the time has come for companies to make their pitch to investors. Have they performed as expected over the last 3 months, or has their business changed in some...
Imagine that when you turn 18, you get your very own giant bowl of candy. It has all of your favorites: savory chocolates, sour and sweet gummy bears, or chewy caramels; however, this is all of the...
In the realm of personal finance, one principle often stands out for its simplicity and profound impact: paying yourself first. This strategy, though straightforward, can revolutionize how...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
January 2024 opens to a market that nearly touched all-time highs in its final sessions of 2023. The promise of interest rate cuts has market participants pricing in the coveted soft landing....
