--- title: News (4) description: Offering you expert advice to help you prepare for your financial future. (4) --- ![header shape](https://blog.cpsinvest.com/hubfs/raw_assets/public/CPS_Investment_February2023/images/header-shape.png) ![header illustration arc](https://blog.cpsinvest.com/hubfs/raw_assets/public/CPS_Investment_February2023/images/header-arc-shape.svg) [![CPS Invest](https://blog.cpsinvest.com/hubfs/CPS_Investment_February2023/images/header-logo.svg) ![CPS Invest slogan ](https://blog.cpsinvest.com/hubfs/CPS_Investment_February2023/images/header-logo-slogan.svg)](https://cpsinvest.com/) [CLIENT PORTAL](https://login.orionadvisor.com/) - - - - [About](https://cpsinvest.com/#) - [Who We Are](https://cpsinvest.com/who-we-are/) - [Our Team](https://cpsinvest.com/our-team/) - [Our Community](https://cpsinvest.com/our-community/) - [Recognitions & Awards](https://cpsinvest.com/recognitions-awards/) - [Business 401(k) Plans](https://cpsinvest.com/business-401k-plans/) - [Services](https://cpsinvest.com/services/) - [CPAlliance®](https://cpalliance.com/) - [News](https://blog.cpsinvest.com/) - [Contact](https://cpsinvest.com/contact/) # News ## [Debunking “Sell in May” | Why Long-Term Investors Should Stay Put](https://blog.cpsinvest.com/debunking-sell-in-may-why-long-term-investors-should-stay-put) #### By Patrick E. Gauthier | **CFP®, MSAPM**Chief Investment Officer May 28, 2024 The popular saying "Sell in May and go away" suggests that investors should sell their stock holdings in May and buy them back after the summer to avoid a seasonal decline in the equity markets.... [Read More](https://blog.cpsinvest.com/debunking-sell-in-may-why-long-term-investors-should-stay-put) ## [Unlocking Financial Confidence: The Role of a Fiduciary Advisor](https://blog.cpsinvest.com/unlocking-financial-confidence-the-role-of-a-fiduciary-advisor) #### By Derek M. Oxford | **CFP®, AEP®**Financial Advisor May 27, 2024 When people ask what I do, saying "financial advisor" might be the quick answer. But it's more accurate to ask them a question back: "Have you ever felt uncertain about your finances, especially... [Read More](https://blog.cpsinvest.com/unlocking-financial-confidence-the-role-of-a-fiduciary-advisor) ## [Staying Steady | Navigating Market Volatility Amidst Economic Contradictions](https://blog.cpsinvest.com/staying-steady-navigating-market-volatility-amidst-economic-contradictions) #### By Patrick E. Gauthier | **CFP®, MSAPM**Chief Investment Officer May 24, 2024 In April, the markets experienced a significant shift, moving away from the gains seen in the first quarter. Investors are now grappling with the challenge of navigating tight monetary conditions... [Read More](https://blog.cpsinvest.com/staying-steady-navigating-market-volatility-amidst-economic-contradictions) ## [Understanding Life Insurance and Its Impact on Your Financial Planning](https://blog.cpsinvest.com/understanding-life-insurance-and-its-impact-on-your-financial-planning) #### By Nolen B. Bailey | **CFP®, CRPS®, ARPC**Vice President Director of Retirement Plan Services Partner May 2, 2024 Celebrated annually on May 2nd, National Life Insurance Day commemorates the introduction of life insurance in the United States. This occasion provides us with the perfect opportunity to explore the... [Read More](https://blog.cpsinvest.com/understanding-life-insurance-and-its-impact-on-your-financial-planning) ## [Celebrating International Financial Independence Awareness Day](https://blog.cpsinvest.com/celebrating-international-financial-independence-awareness-day) #### By Patrick E. Gauthier | **CFP®, MSAPM**Chief Investment Officer April 19, 2024 Congratulations on successfully navigating another tax season! With your financial details freshly organized, it's worth noting that April 25th marks International Financial Independence Awareness... [Read More](https://blog.cpsinvest.com/celebrating-international-financial-independence-awareness-day) ## [Navigating the Economic Landscape | Insights from Q1 2024](https://blog.cpsinvest.com/navigating-the-economic-landscape-insights-from-q1-2024) #### By Patrick E. Gauthier | **CFP®, MSAPM**Chief Investment Officer April 10, 2024 The first quarter kicked off with a subdued pace, a contrast to the momentum of 2023's remarkable performance. A temporary lull in market growth seemed anticipated, yet a shift occurred with the... [Read More](https://blog.cpsinvest.com/navigating-the-economic-landscape-insights-from-q1-2024) ## [Celebrating Financial Literacy Month | Empowering Your Financial Future](https://blog.cpsinvest.com/celebrating-financial-literacy-month-empowering-your-financial-futur) #### By Derek M. Oxford | **CFP®, AEP®**Financial Advisor April 2, 2024 April is recognized across the globe as Financial Literacy Month, a pivotal time dedicated to highlighting the importance of financial education and the development of crucial money management... [Read More](https://blog.cpsinvest.com/celebrating-financial-literacy-month-empowering-your-financial-futur) ## [Unpacking the Real Rate of Return | Influence on Economic Growth](https://blog.cpsinvest.com/unpacking-the-real-rate-of-return-influence-on-economic-growth) #### By Patrick E. Gauthier | **CFP®, MSAPM**Chief Investment Officer April 2, 2024 In the world of finance and economics, the concept of the real rate of return plays a pivotal role in shaping investment decisions, influencing consumer behavior, and driving overall economic growth.... [Read More](https://blog.cpsinvest.com/unpacking-the-real-rate-of-return-influence-on-economic-growth) ## [4 Monthly To-Do’s to Take Charge of Your Financial Health](https://blog.cpsinvest.com/4-monthly-to-dos) #### By Derek M. Oxford | **CFP®, AEP®**Financial Advisor March 19, 2024 Achieving financial stability and security is a goal of most; however, it requires careful, extensive planning and consistent effort. While reviewing your overall finances and setting goals annually... [Read More](https://blog.cpsinvest.com/4-monthly-to-dos) ## [The Road to Retirement: Benefits and Mindsets of Saving for the Golden Years](https://blog.cpsinvest.com/the-road-to-retirement) #### By Derek M. Oxford | **CFP®, AEP®**Financial Advisor March 13, 2024 Retirement may seem like a distant dream, especially for young individuals with a steady cash flow. However, the truth is that it's never too early to embark on the journey of saving and planning for... 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