In 2025, major sections regarding your estate from the Tax Cuts and Jobs Act of 2017 (TCJA) are scheduled to expire. Depending on the size of your estate and its potential for growth, the sunset may...
If you've experienced a family member passing without a proper estate plan in place, you understand the challenges surviving relatives face when trying to unravel finances, final wishes, and more....
Starting with a 401(k) and maximizing your contributions, can feel like standing at the edge of a vast financial landscape; however, with a bit of knowledge and guidance, your journey can be both...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
As an investment manager, one of the most common questions I encounter is, "What’s the difference between stocks and bonds?" Understanding this distinction is vital when aiming to build a successful,...
A question that many people ask is how much money is needed for retirement. The answer is quite simple: you need a pile of assets large enough to allow you to withdraw no more than 5% from that pile...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
National Financial Awareness Day, observed on August 14th, serves as a reminder of the importance of financial literacy and the proactive management of personal finances. As we celebrate this day,...
After reading our last article, you’re familiar with the basics of what a 401(k) is and how powerful it can be, but how does it all come together? How does that deduction from your paycheck turn into...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
Earnings season is a critical time for investors, offering a snapshot of a company's financial health and prospects. Yet, despite the anticipation, earnings reports often miss the mark, leaving...
Ever feel like financial security is a puzzle you're trying to solve? If your employer offers a 401(k), this is one of the most important pieces of this puzzle—your personal key to unlocking a future...
By Patrick E. Gauthier | CFP®, MSAPMChief Investment Officer
As we navigate through 2024, the market continues to be influenced by a mix of technological optimism and economic caution. The second quarter of the year saw significant developments in the realms...
